:root {
  --navy: #0e2a47;
  --navy-deep: #0a2038;
  --ink: #12283f;
  --bg: #fff;
  --panel: #f6f8fb;
  --muted: #5b6b7c;
  --line: #0e2a471f;
  --white: #fff;
  --copper: #c8894a;
  --serif: Georgia, "Iowan Old Style", "Palatino Linotype", Palatino, "Times New Roman", serif;
  --sans: "Segoe UI", system-ui, -apple-system, Roboto, "Helvetica Neue", Arial, sans-serif;
}

* { box-sizing: border-box; }
html, body { min-height: 100%; }
body {
  margin: 0;
  font-family: var(--sans);
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
h1, h2, h3, h4, p, dt, dd { margin: 0; }
img { max-width: 100%; height: auto; }
:where(a, button, input, select, textarea, summary, [tabindex]):focus-visible {
  outline: 2px solid var(--navy);
  outline-offset: 2px;
  border-radius: 2px;
}

.wordmark {
  font-family: var(--serif);
  letter-spacing: .02em;
  font-size: 18px;
  font-weight: 400;
  line-height: 1;
  white-space: nowrap;
}
.lockup {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: inherit;
}
.lockup .logoMark { width: 20px; height: 22px; display: block; flex: none; }
.lockupText { display: flex; flex-direction: column; }
.lockup.onNavy { color: var(--white); }
.lockup.onLight { color: var(--navy); }
.formalName { letter-spacing: .14em; font-size: 15px; }
.formalMeta { color: #ffffffb3; font-size: 11.5px; letter-spacing: .04em; margin-top: 4px; }
.lockup.onLight .formalMeta { color: var(--muted); }
.lockup.formal .logoMark { width: 24px; height: 26px; }
.navBrand { display: inline-flex; color: #fff; min-width: 0; }

.nav {
  background: var(--navy);
  border-bottom: 1px solid var(--navy-deep);
  display: flex;
  align-items: center;
  flex-wrap: nowrap;
  gap: 10px;
  padding: 8px 12px;
  min-height: 56px;
  position: sticky;
  top: 0;
  z-index: 20;
}
.navLinks { display: none; gap: 22px; margin-left: 8px; }
.navLinks a { color: #ffffffb3; font-size: 14.5px; font-weight: 500; }
.navLinks a:hover { color: #fff; }
.navActions { display: none; align-items: center; gap: 4px; margin-left: auto; }
.navCta {
  background: #fff;
  color: var(--navy);
  border-radius: 8px;
  padding: 8px 14px;
  font-size: 13.5px;
  font-weight: 600;
  white-space: nowrap;
}
.navSignin {
  color: #ffffffeb;
  font-size: 13.5px;
  font-weight: 600;
  padding: 8px 10px;
  white-space: nowrap;
}
.navMenu { display: block; margin-left: auto; position: relative; flex: none; }
.navMenuBtn {
  list-style: none;
  cursor: pointer;
  width: 44px;
  height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #fff;
}
.navMenuBtn::-webkit-details-marker,
.navMenuBtn::marker { display: none; content: ""; }
.navMenuIcon {
  width: 18px;
  height: 12px;
  display: block;
  background:
    linear-gradient(#fff, #fff) 0 0 / 100% 2px no-repeat,
    linear-gradient(#fff, #fff) 0 50% / 100% 2px no-repeat,
    linear-gradient(#fff, #fff) 0 100% / 100% 2px no-repeat;
}
.navDrawer {
  position: absolute;
  right: 0;
  top: calc(100% + 8px);
  background: var(--navy-deep);
  min-width: 220px;
  padding: 10px;
  display: flex;
  flex-direction: column;
  z-index: 40;
  box-shadow: 0 12px 32px #0004;
}
.navDrawer a {
  color: #ffffffeb;
  padding: 10px 12px;
  font-size: 15px;
  font-weight: 500;
}
.navDrawer a:hover { color: #fff; }
.navDrawerCta {
  background: #fff;
  color: var(--navy) !important;
  font-weight: 600;
  text-align: center;
  margin-top: 6px;
}
.homeTagline {
  font-family: var(--serif);
  color: var(--navy);
  font-size: clamp(18px, 2.6vw, 22px);
  letter-spacing: -.01em;
  margin: 4px 0 12px;
  max-width: 28ch;
}
.seoHome { padding-top: 36px; }

.wrap { max-width: 1180px; margin: 0 auto; padding: 0 clamp(20px, 5vw, 64px); }
.seoMain { padding-top: 28px; padding-bottom: 24px; }
.crumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  align-items: center;
  color: var(--muted);
  font-size: 13px;
  margin-bottom: 18px;
}
.crumbs a { color: var(--navy); font-weight: 600; }
.crumbSep { opacity: .5; }
.cat {
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--navy);
  font-size: 11.5px;
  font-weight: 700;
  display: inline-block;
  margin-bottom: 12px;
}
.seoH1 {
  font-family: var(--serif);
  color: var(--navy);
  letter-spacing: -.015em;
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 600;
  line-height: 1.15;
  max-width: 22ch;
  margin-bottom: 14px;
}
.seoIntro, .seoP, .sectionDek {
  color: var(--muted);
  font-size: 17px;
  line-height: 1.55;
  max-width: 44rem;
}
.seoIntro { margin-bottom: 12px; }
.seoP { margin: 0 0 14px; }
.seoDisclaimer {
  border-left: 3px solid var(--navy);
  padding: 8px 0 8px 14px;
  color: var(--navy);
  font-size: 14.5px;
  line-height: 1.5;
  max-width: 44rem;
  margin: 16px 0 8px;
}
.section { border-bottom: 1px solid var(--line); padding: 40px 0; }
.sectionHead h2 {
  font-family: var(--serif);
  color: var(--navy);
  letter-spacing: -.01em;
  font-size: 26px;
  margin-bottom: 10px;
}
.grid3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.card {
  border-top: 2px solid var(--navy);
  padding-top: 20px;
  background: var(--white);
}
.card h3 { font-family: var(--serif); color: var(--navy); margin-bottom: 10px; font-size: 21px; line-height: 1.22; }
.card h3 a:hover { text-decoration: underline; text-underline-offset: 3px; }
.card p { color: var(--muted); font-size: 15px; line-height: 1.55; }
.seoPairs {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px 32px;
}
.seoPairs h3 {
  font-family: var(--serif);
  color: var(--navy);
  font-size: 18px;
  margin-bottom: 6px;
}
.seoPairs p { color: var(--muted); font-size: 15px; line-height: 1.5; }
.faq { max-width: 44rem; }
.faq dt {
  font-family: var(--serif);
  color: var(--navy);
  font-size: 18px;
  margin: 16px 0 6px;
}
.faq dd { color: var(--muted); font-size: 15px; line-height: 1.55; }
.seoCtaBand {
  background: var(--panel);
  margin: 36px 0 8px;
  padding: 28px 24px;
  border-top: 2px solid var(--navy);
}
.seoCtaBand h2 {
  font-family: var(--serif);
  color: var(--navy);
  font-size: 26px;
  margin-bottom: 8px;
}
.seoCtaBand p { color: var(--muted); max-width: 40rem; margin-bottom: 16px; line-height: 1.5; }
.homeCta {
  letter-spacing: .01em;
  border: 1px solid var(--navy);
  justify-content: center;
  align-items: center;
  min-height: 44px;
  padding: 0 18px;
  font-size: 14px;
  font-weight: 600;
  display: inline-flex;
}
.homeCta.primary { background: var(--navy); color: #fff; }
.homeCta.primary:hover { background: #163a5f; }

.footer {
  background: var(--navy);
  color: #ffffffb3;
  margin-top: 48px;
  padding: 40px clamp(20px, 5vw, 64px) 44px;
  font-size: 13.5px;
}
.footer .lockup { color: #fff; margin-bottom: 12px; }
.footer .lockup .logoMark { width: 24px; height: 26px; }
.footerGrid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  margin-top: 28px;
}
.footerGrid h2 {
  color: #fff;
  font-size: 12px;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 12px;
  font-weight: 700;
}
.footerGrid a { display: block; color: #ffffffb3; padding: 4px 0; }
.footerGrid a:hover { color: #fff; }

@media (width >= 375px) {
  .wordmark { font-size: 20px; }
  .lockup { gap: 9px; }
  .nav { padding: 8px 14px; gap: 12px; }
}
@media (width >= 430px) {
  .wordmark { font-size: 21px; }
  .lockup .logoMark { width: 20px; height: 22px; }
  .nav { padding: 10px 18px; }
}
@media (width >= 768px) {
  .wordmark { font-size: 22px; }
  .nav { padding: 12px 24px; gap: 16px; }
  .navCta { padding: 9px 16px; }
  .navActions { display: flex; }
  .navMenu { margin-left: 0; }
}
@media (width >= 1024px) {
  .nav { padding: 14px clamp(20px, 5vw, 64px); gap: 24px; }
  .navLinks { display: flex; }
  .navMenu { display: none; }
}
@media (width <= 900px) {
  .grid3, .seoPairs, .footerGrid { grid-template-columns: 1fr 1fr; }
  .seoH1 { max-width: none; }
}
@media (width <= 640px) {
  .grid3, .seoPairs, .footerGrid { grid-template-columns: 1fr; }
}