Where should I buy a house?
A heat map of appreciation is not a household plan. The decision is which place, at a price you can carry, beats renting or waiting after job and tax constraint...
life
Buy or rent, for the years you will stay?
Rent is not automatically waste. Buy is not automatically wealth. The decision is which path fits how long you will stay, what you can carry, and what happens if you have to leave.
Argumont is decision support. It is not tax, legal, real estate, or financial advice. Licensed work stays with licensed people.
What to score
Monthly cost of each path, the down payment's other uses, expected stay, and exit friction. A rule like 'buy if you stay five years' is a starting claim, not a verdict for your market.
Waiting is an option. It should be scored if prices or rates are the reason you are hesitating.
How Argumont treats it
Buy, rent, and wait can compete. Argumont is not a mortgage or an appraisal. Missing stay-horizon honesty should lower confidence.
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Compare buy and rent
Argumont challenges assumptions, researches evidence, compares competing approaches, and produces an inspectable verdict. You keep the final decision.
Compare buy and rent